Each individual also has its own debts. Those who use credit cards, get any kind of loans, borrow money from someone and other scenarios. All of those mentioned could be considered as debt. It can be big, it can be small. One thing sure, once you mismanaged your debt, it could really blow out of proportion. I know some people who are experienced that dilemma right now.
I could say that we are not totally debt free ourselves also. Oh, who does not want financial freedom? We are now trying to project a better future ahead of us. That is very important especially that we have a child to raise.
That was the prediction and it is raining right now. I hope it would continue . Yes, I am praying for the rain. Kill joy? I do not want the smoke and noise of some dangerous firecrackers. My son has asthma. I already bought extra masks if ever those firecrackers would survive the wet surroundings. Believe it or not, if it would not continue to rain, I plan to water our front yard. I really do not understand why people would like to burn money. I am talking here about the dangerous firecrackers that could harm. As for those fountains and others being used for fireworks displays, I am all for that.
Anyways, I just hope for a safe New Year’s celebration for everybody
Many things had happened to us this year. There are good ones and there are those that meant to be not to be really forgotten but at least learn something from. I know that many of you are now thinking of a New Year's resolution. Why not reflect if your 2008 resolutions were realized? But it is okay to always try to change for the better.
Happy New Year, everyone!
How did you celebrate Christmas?
Ours was a happy one. Well, the plan of my wife did not pursue because we spent it at my brother's house. Well, they are the ones who are lonelier because our mother lived with them. It was the first Christmas that Mom was not present. So, we just agreed to go there. It was a happy occasion in spite of the absence of someone who is very close to us.
I guess we really have to build our family ties now that both our parents already left us. We might have our own immediate family already but the bond between brothers and sister~ (we only have one sister) should be kept strong.
It was our kid who enjoyed it the most. He loves to be with his cousins. We were actually not that complete since we are seven kids in the family. Only five were there. But it was enough to cheer up my younger brother. I know he misses our Mom so much as much as I do... we all do.
She is contented with it because of the high memory. Imagine, 200GB! Her friend already bought her own buddy. She is thinking of upgrading its notebook memory because it has only 80GB.Well, that was my main consideration in purchasing ours.
I am sure that all of you have watched or read Harry Potter. One of my nephews is so addicted with HP to the point that he wanted to wear eyeglasses even if he has 20-20 vision, lol! Well, I would not mind buying him one knowing that there are as low as $ 8 Complete Rx Eyeglasses! Where to get it? Only from Zenni, the popular online eyeglasses shop. Because of the affordability, no wonder why it is so popular. There are Holiday Glass Frames From Zenni Optical that are composed of various designs and colors. Yes, even the one that looks like that of HP's !
See the video here: http://www.videoshelf.com/waxing.htm. You could purchase the product by calling 1-800-414-2434 or visiting www.VideoShelf.com.
I would like to thank my wife for taking care of me and missing her Christmas party. Well, she has always been sensitive to my needs that I do not have to even ask.
Christmas is really here and parties are left and right. My wife had attended two already while I am still to attend mine. We have a wish list for our gift giving and I just put there something for my son. Another jersey? Well, I just put there the site where they could go to check on some kids stuff.
I am glad to see many people going to church during this time of the year. The church today is overflowing with mass goers. Many are standing outside already. I noticed though that the priest seemed sleepy and lacked energy. Oh, he is human too just like everyone else.
I met with some friends the other night and the topic of our conversation is how to earn more. Answer in a snap is to put on a business. But what kind of business? The better option is to look for a Franchise For Sale. That would mean not actually starting from scratch when it comes to target clients and business image. My Chinese friend said that we should think of something that could be of use to women. Yes, the female population is always directly proportional to shopping.
That kept me thinking. There is a site http://www.franchisedirect.com/, which is actually a directory of franchise and businesses for sale. You could search by industry and location. You would have an idea how much cash you would need to invest. I think it is safer to buy a franchise than starting your own brand because there is a little risk. It would mean a higher percentage if not one hundred percent ROI (return of investment).
My mobile phone alarmed at 4Am and I saw my wife making music with the keypads. Our son was sleeping soundly at our bed. Oh, how I wanted to go back to sleep.Wifey said that I was late already. Good thing the mass started at 430AM. In no time, I was home at 545AM. Yes, the church is just a few blocks away from our house. There could really be no excuse for us to miss going there. I got some "puto bumbong" and congee for breakfast! Yummy!
Time to prepare for the whole day ahead of us! Tomorrow, I hope to hear the alarm clock again!
Have a great day, everyone!
thanks to photobucket.com for the photo
It is easy to join.You must be a member first of this club and should have at least five posts at PhotographyCorner.com Forums. Registration is free. Join now! Who knows? Your photo could be the 2008 Photograph of the Year! Hurry! Submission is until before midnight, GMT, of December 31, 2008!
Anyways, for contests...Ms. Russia is crowned Ms. World!
I like watching beauty contests. Guess what is my favorite portion? Ha,ha,ha,ha! Not what you are thinking...It(Swimsuit competition?) is one of my favorites though. However, just like everybody else, I always look forward to the "brainy" part of the show. That usually make or break the contestant. But then, again... that is a beauty contest and not battle of the brains, as some would say.
If you would ask me now, who is the most beautiful woman for me? My wife knows the answer.
I could not explain the happiness I felt seeing this tiny little boy as the doctor handed him to me. What a joy! Indeed, he is the greatest gift we have received in our lives!
Happy Birthday, Son!
However, we all rejoiced with this victory of Pac Man. Congratulations, Manny!
What are the different scenarios that could add cost? That would be gasoline expense, accident exposures and car repairs. With CRS, they have formulas that take a look into these situations. Rest assured though that it would not only benefit the employer but also the employees.
Just imagine the time and resources that your company would be able to save if you have a vehicle reimbursement program. Let us face it, auditing one's expenses could mean forever and sometimes might cause some rift on a professional and personal level. But if there is already a laid out plan or a sort of rules and regulations to follow, it would be fair for everybody.
There would be no lies anymore as to mileage, unnecessary gas expenses and the driver would take care of the vehicle like his own. He could be at peace also that he gets the compensation that he deserves.
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And if you want to get more clicks, buy adverts from Sasha's CornerMost of the droppers here came from her blog! Thanks, Sasha!
I wish I could return all those drops also!